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917 Camp Fire Circle, Panama City Beach, FL 32413

$950,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,469 Lot Size (sq. ft.): 7,187 Status: Active
Current Price: $950,000 List Date: 3/28/2026 Last Modified: 4/17/2026

Description

Welcome to a home that was never meant to be sold. Built in August 2025 as a true forever home, every detail of this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life simply had other plans--offering a rare opportunity to own a nearly new, highly upgraded home without the wait. Tucked away on a premium cul-de-sac lot, with the majority of construction on the street already complete, this home offers a sense of peace, privacy, and permanence that's hard to find in newer communities. Backing to a natural wooded area with serene lake views beyond, you'll enjoy no rear neighbors and a setting that feels both private and connected to nature. Step outside and you'll immediately understand the lifestyle this home was designed for. The backyard has already been transformed into a private retreat, featuring an 11' x 24' saltwater, heated pool with a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. The attached spa with waterfall and five jets creates the perfect place to unwind, all enclosed within a spacious screened enclosure--so you can enjoy it year-round without the hassle, expense, or wait of building it yourself. The home is also pre-plumbed for gas on the lanai, offering the option to easily add a future outdoor kitchen. Inside, the attention to detail is evident in every space. A bright, open layout is enhanced by a multi-slide stacked glass door that seamlessly connects indoor and outdoor living, while tray ceilings in the foyer, great room, and primary suite add architectural interest and dimension. The office is enclosed with glass doors, creating a functional yet stylish work-from-home space. The kitchen was designed to be both beautiful and highly functional, featuring an oversized double-sided island with abundant storage, quartz countertops, custom cabinetry, a ceramic tile backsplash, and a suite of stainless KitchenAid appliances including a 36'' gas cooktop with hood, built-in microwave, and oven, complemented by a Samsung Bespoke refrigerator. The primary suite offers a true retreat with a spa-like bathroom featuring a frameless glass shower with ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile selections carried throughout all bathrooms. Hard surface flooring runs throughout the home, with porcelain tile in all baths and thoughtfully selected finishes that elevate each space. Additional upgrades include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, and a spacious three-car garage with durable, non-slip polyurea/polyaspartic flooring. The paver driveway and updated landscaping with palm trees complete the home's polished coastal curb appeal. Located in a thoughtfully designed community where each home is individually built--never mass-produced--you'll also enjoy resort-style amenities including a pool with lap lanes, fitness center, luxury clubhouse, pickleball and tennis courts, and a playground. All of this just 4 short miles from the beach, shopping, dining, entertainment, and 10 miles to the Northwest Florida Beaches International Airport. If you've been searching for a home that offers the quality of new construction, the upgrades of a custom build, and the ease of being completely move-in ready--this is an opportunity not to be missed.

More Information MLS# 787538

Listing Info, Tax and Legal

Homestead: Yes HOA Fee: Yes HOA Amount: 110 HOA Frequency: Monthly HOA Annual Amount: 1320 New Buyer Fee: Yes Last Taxes: 1355 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 384.77 Status: Active List Date: 2026-03-19 List Price: $950,000 Current Price: $950,000

Location

Sub Area: 0322 - Beach - North West Community/Resort: None Waterfront: No Elementary School: West Bay Middle School: Surfside High School: Arnold Directions: Traveling South on Highway 79 turn right into the gated community, Breakwater at Ward Creek, take your first left onto Camp Fire Circle, the home is on the right. Traveling North on Highway 79 turn left into the neighborhood and follow the directions above. Area: 03 - Bay County - Beach Street #: 917 Street Name: Camp Fire Street Suffix: Circle State: FL Zip Code: 32413 County: Bay Subdivision: Breakwater at Ward Creek Parcel ID: 32717-250-150 Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 311 ORB 4815 P 1513

General Property Info

Acreage: 0.17 Design: Contemporary Lot Size (SqFt): 7187 Apx SqFt(Htd/Cooled): 2469 Construction Status: Construction Complete SqFt Source: Builders Plans Half Baths: 1 Lot Dimensions: 60 x 120 New Construction: No Garage Y/N: Yes Garage Spaces: 3 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 3 Full Baths: 2 Total Baths: 3 Year Built: 2025

Remarks & Misc

Remarks: Welcome to a home that was never meant to be sold. Built in August 2025 as a true forever home, every detail of this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life simply had other plans--offering a rare opportunity to own a nearly new, highly upgraded home without the wait. Tucked away on a premium cul-de-sac lot, with the majority of construction on the street already complete, this home offers a sense of peace, privacy, and permanence that's hard to find in newer communities. Backing to a natural wooded area with serene lake views beyond, you'll enjoy no rear neighbors and a setting that feels both private and connected to nature. Step outside and you'll immediately understand the lifestyle this home was designed for. The backyard has already been transformed into a private retreat, featuring an 11' x 24' saltwater, heated pool with a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. The attached spa with waterfall and five jets creates the perfect place to unwind, all enclosed within a spacious screened enclosure--so you can enjoy it year-round without the hassle, expense, or wait of building it yourself. The home is also pre-plumbed for gas on the lanai, offering the option to easily add a future outdoor kitchen. Inside, the attention to detail is evident in every space. A bright, open layout is enhanced by a multi-slide stacked glass door that seamlessly connects indoor and outdoor living, while tray ceilings in the foyer, great room, and primary suite add architectural interest and dimension. The office is enclosed with glass doors, creating a functional yet stylish work-from-home space. The kitchen was designed to be both beautiful and highly functional, featuring an oversized double-sided island with abundant storage, quartz countertops, custom cabinetry, a ceramic tile backsplash, and a suite of stainless KitchenAid appliances including a 36'' gas cooktop with hood, built-in microwave, and oven, complemented by a Samsung Bespoke refrigerator. The primary suite offers a true retreat with a spa-like bathroom featuring a frameless glass shower with ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile selections carried throughout all bathrooms. Hard surface flooring runs throughout the home, with porcelain tile in all baths and thoughtfully selected finishes that elevate each space. Additional upgrades include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, and a spacious three-car garage with durable, non-slip polyurea/polyaspartic flooring. The paver driveway and updated landscaping with palm trees complete the home's polished coastal curb appeal. Located in a thoughtfully designed community where each home is individually built--never mass-produced--you'll also enjoy resort-style amenities including a pool with lap lanes, fitness center, luxury clubhouse, pickleball and tennis courts, and a playground. All of this just 4 short miles from the beach, shopping, dining, entertainment, and 10 miles to the Northwest Florida Beaches International Airport. If you've been searching for a home that offers the quality of new construction, the upgrades of a custom build, and the ease of being completely move-in ready--this is an opportunity not to be missed.

Bonus Room

First: 1

Dining Room

First: 1

Garage

First: 1

Other

First: 1

Pool Features

Gunite Concrete: 1 Inground: 1 Pool/Spa Combo: 1 Screened In: 1 Waterfall: 1

Appliances

Cooktop - Gas: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Oven - Electric: 1 Refrigerator: 1 Water Heater - Gas: 1 Water Heater - Tankless: 1

Interior Features

Ceiling - Raised: 1 Floor - Vinyl Plank: 1 Kitchen Island: 1 Pantry: 1 Split Bedroom: 1 Window - Treatment All: 1

Construction/Siding

Brick Veneer: 1 Foundation - Slab on Grade: 1 Roof - Asphalt: 1 Siding - Hardie Board: 1

Exterior

Patio Covered: 1 Porch Covered: 1 Sprinkler System: 1 Storm Doors: 1 Storm Windows: 1 Tinted Windows: 1

Association Fees Include

Accounting: 1 Community Room: 1 Exercise Room: 1 Gated Community: 1 Ground Keeping: 1 Insurance: 1 Management: 1 Pool: 1 Tennis: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Negotiable: 1

Interior

Ceiling - Tray: 1 Smart Home: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Dead End: 1 Interior Lot: 1 Landscaped: 1 Subdivision - Recorded: 1 Survey Available: 1

Lot Access

State Highway: 1 Paved Road: 1

Parking Features

Driveway: 1 Garage Attached: 1 Garage Door Opener: 1 Paver Block: 1

Mstr Bath / Mstr Bdrm

MBath Shower Only: 1

Present Zoning

Resid Single Family: 1

Association Amenities

Community Room: 1 Exercise Room: 1 Gated Community: 1 Pool: 1 Tennis: 1 Pickle Ball: 1 Sidewalks: 1

Rooms

Bedroom: 1 Bonus Room: 1 Dining Room: 1 Garage: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Other: 1

Showing

ShowingTime: 1

Utilities

Electricity - Connected: 1 Natural Gas - Connected: 1 Public Sewer - Connected: 1 Public Water - Connected: 1 Underground Utilities: 1

Waterview

Lake: 1

Sale Type

As Is: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1

Property Features

Appliances: Cooktop - Gas; Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator; Water Heater - Gas; Water Heater - Tankless Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Patio Covered; Porch Covered; Sprinkler System; Storm Doors; Storm Windows; Tinted Windows Association Fees Include: Accounting; Community Room; Exercise Room; Gated Community; Insurance; Ground Keeping; Management; Pool; Tennis Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Interior: Ceiling - Tray; Smart Home Kitchen: First Living Room: First Lot Features: Dead End; Interior Lot; Landscaped; Subdivision - Recorded; Survey Available Lot Access: State Highway; Paved Road Bonus Room: First Dining Room: First Garage: First Other: First Pool Features: Gunite Concrete; Inground; Pool/Spa Combo; Screened In; Waterfall Parking Features: Driveway; Garage Attached; Garage Door Opener; Paver Block Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Pool; Sidewalks; Tennis Rooms: Bedroom; Bonus Room; Dining Room; Garage; Kitchen; Living Room; Master Bedroom; Other Sale Type: As Is Showing: ShowingTime Utilities: Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities Waterview: Lake Present Zoning: Resid Single Family

Room Information

Master Bedroom Level: First Dimensions: 18.4 x 15 Length: 18.40 Width: 15.00 Dimensions: 18.4 x 15 Bedroom Level: First Dimensions: 12.9 x 11 Length: 12.90 Width: 11.00 Dimensions: 12.9 x 11 Bedroom Level: First Dimensions: 11.4 x 10.9 Length: 11.40 Width: 10.90 Dimensions: 11.4 x 10.9 Bonus Room Level: First Dimensions: 11.4 x 9.9 Length: 11.40 Width: 9.90 Dimensions: 11.4 x 9.9 Living Room Level: First Dimensions: 28.2 x 15.9 Length: 28.20 Width: 15.90 Dimensions: 28.2 x 15.9 Kitchen Level: First Dimensions: 14.9 x 14.6 Length: 14.90 Width: 14.60 Dimensions: 14.9 x 14.6 Dining Room Level: First Dimensions: 14.6 x 13.5 Length: 14.60 Width: 13.50 Dimensions: 14.6 x 13.5 Other Level: First Dimensions: 30.8 x 10 Length: 30.80 Width: 10.00 Dimensions: 30.8 x 10 Remarks: Covered Lanai Garage Level: First Dimensions: 21.1 x 20.4 Length: 21.10 Width: 20.40 Dimensions: 21.1 x 20.4 Remarks: 2 Car Garage Level: First Dimensions: 20.9 x 11.8 Length: 20.90 Width: 11.80 Dimensions: 20.9 x 11.8 Remarks: 1 Car
Listing Office: Keller Williams Success Realty
Last Updated: April - 17 - 2026
Information deemed reliable but not guaranteed.