917 Camp Fire Circle, Panama City Beach, FL 32413
$950,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
2,469
Lot Size (sq. ft.):
7,187
Status:
Active
Current Price:
$950,000
List Date:
3/28/2026
Last Modified:
4/17/2026
Description
Welcome to a home that was never meant to be sold.
Built in August 2025 as a true forever home, every detail of this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life simply had other plans--offering a rare opportunity to own a nearly new, highly upgraded home without the wait.
Tucked away on a premium cul-de-sac lot, with the majority of construction on the street already complete, this home offers a sense of peace, privacy, and permanence that's hard to find in newer communities. Backing to a natural wooded area with serene lake views beyond, you'll enjoy no rear neighbors and a setting that feels both private and connected to nature.
Step outside and you'll immediately understand the lifestyle this home was designed for. The backyard has already been transformed into a private retreat, featuring an 11' x 24' saltwater, heated pool with a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. The attached spa with waterfall and five jets creates the perfect place to unwind, all enclosed within a spacious screened enclosure--so you can enjoy it year-round without the hassle, expense, or wait of building it yourself. The home is also pre-plumbed for gas on the lanai, offering the option to easily add a future outdoor kitchen.
Inside, the attention to detail is evident in every space. A bright, open layout is enhanced by a multi-slide stacked glass door that seamlessly connects indoor and outdoor living, while tray ceilings in the foyer, great room, and primary suite add architectural interest and dimension. The office is enclosed with glass doors, creating a functional yet stylish work-from-home space.
The kitchen was designed to be both beautiful and highly functional, featuring an oversized double-sided island with abundant storage, quartz countertops, custom cabinetry, a ceramic tile backsplash, and a suite of stainless KitchenAid appliances including a 36'' gas cooktop with hood, built-in microwave, and oven, complemented by a Samsung Bespoke refrigerator.
The primary suite offers a true retreat with a spa-like bathroom featuring a frameless glass shower with ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile selections carried throughout all bathrooms. Hard surface flooring runs throughout the home, with porcelain tile in all baths and thoughtfully selected finishes that elevate each space.
Additional upgrades include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, and a spacious three-car garage with durable, non-slip polyurea/polyaspartic flooring. The paver driveway and updated landscaping with palm trees complete the home's polished coastal curb appeal.
Located in a thoughtfully designed community where each home is individually built--never mass-produced--you'll also enjoy resort-style amenities including a pool with lap lanes, fitness center, luxury clubhouse, pickleball and tennis courts, and a playground. All of this just 4 short miles from the beach, shopping, dining, entertainment, and 10 miles to the Northwest Florida Beaches International Airport.
If you've been searching for a home that offers the quality of new construction, the upgrades of a custom build, and the ease of being completely move-in ready--this is an opportunity not to be missed.
More Information MLS# 787538
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 110
HOA Frequency: Monthly
HOA Annual Amount: 1320
New Buyer Fee: Yes
Last Taxes: 1355
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 384.77
Status: Active
List Date: 2026-03-19
List Price: $950,000
Current Price: $950,000
Location
Sub Area: 0322 - Beach - North West
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Traveling South on Highway 79 turn right into the gated community, Breakwater at Ward Creek, take your first left onto Camp Fire Circle, the home is on the right. Traveling North on Highway 79 turn left into the neighborhood and follow the directions above.
Area: 03 - Bay County - Beach
Street #: 917
Street Name: Camp Fire
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Subdivision: Breakwater at Ward Creek
Parcel ID: 32717-250-150
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 311 ORB 4815 P 1513
General Property Info
Acreage: 0.17
Design: Contemporary
Lot Size (SqFt): 7187
Apx SqFt(Htd/Cooled): 2469
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
Lot Dimensions: 60 x 120
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2025
Remarks & Misc
Remarks: Welcome to a home that was never meant to be sold.
Built in August 2025 as a true forever home, every detail of this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life simply had other plans--offering a rare opportunity to own a nearly new, highly upgraded home without the wait.
Tucked away on a premium cul-de-sac lot, with the majority of construction on the street already complete, this home offers a sense of peace, privacy, and permanence that's hard to find in newer communities. Backing to a natural wooded area with serene lake views beyond, you'll enjoy no rear neighbors and a setting that feels both private and connected to nature.
Step outside and you'll immediately understand the lifestyle this home was designed for. The backyard has already been transformed into a private retreat, featuring an 11' x 24' saltwater, heated pool with a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. The attached spa with waterfall and five jets creates the perfect place to unwind, all enclosed within a spacious screened enclosure--so you can enjoy it year-round without the hassle, expense, or wait of building it yourself. The home is also pre-plumbed for gas on the lanai, offering the option to easily add a future outdoor kitchen.
Inside, the attention to detail is evident in every space. A bright, open layout is enhanced by a multi-slide stacked glass door that seamlessly connects indoor and outdoor living, while tray ceilings in the foyer, great room, and primary suite add architectural interest and dimension. The office is enclosed with glass doors, creating a functional yet stylish work-from-home space.
The kitchen was designed to be both beautiful and highly functional, featuring an oversized double-sided island with abundant storage, quartz countertops, custom cabinetry, a ceramic tile backsplash, and a suite of stainless KitchenAid appliances including a 36'' gas cooktop with hood, built-in microwave, and oven, complemented by a Samsung Bespoke refrigerator.
The primary suite offers a true retreat with a spa-like bathroom featuring a frameless glass shower with ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile selections carried throughout all bathrooms. Hard surface flooring runs throughout the home, with porcelain tile in all baths and thoughtfully selected finishes that elevate each space.
Additional upgrades include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, and a spacious three-car garage with durable, non-slip polyurea/polyaspartic flooring. The paver driveway and updated landscaping with palm trees complete the home's polished coastal curb appeal.
Located in a thoughtfully designed community where each home is individually built--never mass-produced--you'll also enjoy resort-style amenities including a pool with lap lanes, fitness center, luxury clubhouse, pickleball and tennis courts, and a playground. All of this just 4 short miles from the beach, shopping, dining, entertainment, and 10 miles to the Northwest Florida Beaches International Airport.
If you've been searching for a home that offers the quality of new construction, the upgrades of a custom build, and the ease of being completely move-in ready--this is an opportunity not to be missed.
Bonus Room
First: 1
Dining Room
First: 1
Garage
First: 1
Other
First: 1
Pool Features
Gunite Concrete: 1
Inground: 1
Pool/Spa Combo: 1
Screened In: 1
Waterfall: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Gas: 1
Water Heater - Tankless: 1
Interior Features
Ceiling - Raised: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Brick Veneer: 1
Foundation - Slab on Grade: 1
Roof - Asphalt: 1
Siding - Hardie Board: 1
Exterior
Patio Covered: 1
Porch Covered: 1
Sprinkler System: 1
Storm Doors: 1
Storm Windows: 1
Tinted Windows: 1
Association Fees Include
Accounting: 1
Community Room: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Pool: 1
Tennis: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Interior
Ceiling - Tray: 1
Smart Home: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Dead End: 1
Interior Lot: 1
Landscaped: 1
Subdivision - Recorded: 1
Survey Available: 1
Lot Access
State Highway: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paver Block: 1
Mstr Bath / Mstr Bdrm
MBath Shower Only: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Community Room: 1
Exercise Room: 1
Gated Community: 1
Pool: 1
Tennis: 1
Pickle Ball: 1
Sidewalks: 1
Rooms
Bedroom: 1
Bonus Room: 1
Dining Room: 1
Garage: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Other: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator; Water Heater - Gas; Water Heater - Tankless
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Patio Covered; Porch Covered; Sprinkler System; Storm Doors; Storm Windows; Tinted Windows
Association Fees Include: Accounting; Community Room; Exercise Room; Gated Community; Insurance; Ground Keeping; Management; Pool; Tennis
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Interior: Ceiling - Tray; Smart Home
Kitchen: First
Living Room: First
Lot Features: Dead End; Interior Lot; Landscaped; Subdivision - Recorded; Survey Available
Lot Access: State Highway; Paved Road
Bonus Room: First
Dining Room: First
Garage: First
Other: First
Pool Features: Gunite Concrete; Inground; Pool/Spa Combo; Screened In; Waterfall
Parking Features: Driveway; Garage Attached; Garage Door Opener; Paver Block
Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Pool; Sidewalks; Tennis
Rooms: Bedroom; Bonus Room; Dining Room; Garage; Kitchen; Living Room; Master Bedroom; Other
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Waterview: Lake
Present Zoning: Resid Single Family
Room Information
Master Bedroom
Level: First
Dimensions: 18.4 x 15
Length: 18.40
Width: 15.00
Dimensions: 18.4 x 15
Bedroom
Level: First
Dimensions: 12.9 x 11
Length: 12.90
Width: 11.00
Dimensions: 12.9 x 11
Bedroom
Level: First
Dimensions: 11.4 x 10.9
Length: 11.40
Width: 10.90
Dimensions: 11.4 x 10.9
Bonus Room
Level: First
Dimensions: 11.4 x 9.9
Length: 11.40
Width: 9.90
Dimensions: 11.4 x 9.9
Living Room
Level: First
Dimensions: 28.2 x 15.9
Length: 28.20
Width: 15.90
Dimensions: 28.2 x 15.9
Kitchen
Level: First
Dimensions: 14.9 x 14.6
Length: 14.90
Width: 14.60
Dimensions: 14.9 x 14.6
Dining Room
Level: First
Dimensions: 14.6 x 13.5
Length: 14.60
Width: 13.50
Dimensions: 14.6 x 13.5
Other
Level: First
Dimensions: 30.8 x 10
Length: 30.80
Width: 10.00
Dimensions: 30.8 x 10
Remarks: Covered Lanai
Garage
Level: First
Dimensions: 21.1 x 20.4
Length: 21.10
Width: 20.40
Dimensions: 21.1 x 20.4
Remarks: 2 Car
Garage
Level: First
Dimensions: 20.9 x 11.8
Length: 20.90
Width: 11.80
Dimensions: 20.9 x 11.8
Remarks: 1 Car
Listing Office:
Keller Williams Success Realty
Last Updated: April - 17 - 2026
Information deemed reliable but not guaranteed.