This charming Florida cottage is centrally located in the vibrant coastal city of Panama City, Florida. Endless sunshine, stunning beaches, and a laid-back lifestyle await you. Nestled along the sparkling waters of the Gulf of Mexico, Panama City offers residents a unique blend of natural beauty, cultural attractions, and recreational opportunities that make it a truly special place to call home. Imagine living only a ½ mile to the newly revitalized downtown district with streetscapes, restaurants, shops, and events. A warm and inviting front covered porch brings you inside to the bright and spacious living area complete with a modern open-concept kitchen and breakfast bar. Beautiful all new luxury vinyl tile flooring, freshly trimmed and painted interior, and updated features such as recessed lighting and tasteful accents bring this home to another level! Save on utilities and maintenance with metal roof, vinyl siding, newer energy efficient windows, and on-demand water heater. Step out the backdoor to your spacious backyard with room for a pool, shed, or other backyard getaway. No flood insurance required here, this home is located in Flood Zone X. Life in Panama City revolves around its pristine beaches and 100's of miles of bay, gulf, and bayou shores. Only a quick drive to Panama City Beach where powdery white sands meet the crystal-clear waters of the Gulf on 27 miles of public coastline. Explore nearly 100 public access points or stop by one of many Bay and Bayou waterfront parks scattered across the City. Spend your days soaking up the sun, swimming, surfing, or simply strolling along the shoreline as gentle waves lap at your feet. You'll always find a new stretch of beach or local park to discover and enjoy. Beyond the beach, Panama City boasts a vibrant cultural scene, with art galleries, museums, and theaters showcasing the talents of local artists and performers. Explore historic downtown Panama City, where charming shops, eclectic restaurants, and lively entertainment venues line the streets, creating a dynamic atmosphere that's perfect for both residents and visitors alike. Outdoor enthusiasts will find no shortage of activities to enjoy in Panama City's picturesque surroundings. From kayaking and paddleboarding on scenic waterways to hiking, biking, birdwatching in nearby parks and nature preserves, golfing, or fishing inland or off-shore, there's something for everyone to enjoy amidst the area's natural beauty.