8312 Surf Drive, Panama City Beach, FL 32408
$1,545,000
Property Type:
Residential
Bedrooms:
5
Baths:
3
Square Footage:
2,288
Lot Size (sq. ft.):
5,500
Status:
Active
Current Price:
$1,545,000
List Date:
11/06/2025
Last Modified:
12/12/2025
Description
Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house.
All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area.
The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.
More Information MLS# 781328
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 8202
Last Tax Year: 2024
Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property.
As Is: Yes
Contract Info
List Price/SqFt: 675.26
Status: Active
List Date: 2025-11-03
List Price: $1,545,000
Current Price: $1,545,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: Bel Air
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Go east on Thomas Drive from Joan Ave. to Albacore and turn south toward beach. Property is on the corner of Albacore and Surf.
Area: 03 - Bay County - Beach
Street #: 8312
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Bel Air
Parcel ID: 30385-000-000
Legal Description: BEL AIR LOT 12 BLK 14 ORB 4308 P 997
General Property Info
Acreage: 0.13
Design: Beach House
Lot Size (SqFt): 5500
Apx SqFt(Htd/Cooled): 2288
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Pre-Const Flip: No
Lot Dimensions: 50x110
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 3
Total Baths: 3
Year Built: 1980
Remarks & Misc
Remarks: Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house.
All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area.
The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.
Dining Room
First: 1
Family Room
First: 1
Pool Features
Fiberglass: 1
Inground: 1
Spa/ Hot Tub: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Crwn Molding: 1
Converted Garage: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Window - Treatment All: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Exterior
Fenced Lot-All: 1
Shower: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Lot Features
Corner Lot: 1
Near Beach Access: 1
Lot Access
City Street: 1
Parking Features
Oversized: 1
Paver Block: 1
Mstr Bath / Mstr Bdrm
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Present Zoning
Resort: 1
Rooms
Bedroom: 1
Dining Room: 1
Family Room: 1
Kitchen: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Lift Station: 1
Public Sewer - Connected: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heat Pump: 1
Heating
Central: 1
Electric: 1
Heat Pump: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump
Heating: Central; Electric; Heat Pump
Exterior: Fenced Lot-All; Shower
Financing: Cash; Conventional
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Lot Features: Corner Lot; Near Beach Access
Lot Access: City Street
Dining Room: First
Family Room: First
Pool Features: Fiberglass; Inground; Spa/ Hot Tub
Parking Features: Oversized; Paver Block
Rooms: Bedroom; Dining Room; Family Room; Kitchen; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Lift Station; Public Sewer - Connected
Present Zoning: Resort
Room Information
Master Bedroom
Level: First
Dimensions: 158 x 138
Length: 158.00
Width: 138.00
Dimensions: 158 x 138
Family Room
Level: First
Dimensions: 20 x 18
Length: 20.00
Width: 18.00
Dimensions: 20 x 18
Dining Room
Level: First
Dimensions: 239 x 112
Length: 239.00
Width: 112.00
Dimensions: 239 x 112
Kitchen
Level: First
Dimensions: 155 x 10
Length: 155.00
Width: 10.00
Dimensions: 155 x 10
Bedroom
Level: First
Dimensions: 124 x 129
Length: 124.00
Width: 129.00
Dimensions: 124 x 129
Listing Office:
Lifes A Beach Real Estate, LLC
Last Updated: December - 12 - 2025
Information deemed reliable but not guaranteed.