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8312 Surf Drive, Panama City Beach, FL 32408

$1,545,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,288 Lot Size (sq. ft.): 5,500 Status: Active
Current Price: $1,545,000 List Date: 11/06/2025 Last Modified: 12/12/2025

Description

Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

More Information MLS# 781328

Listing Info, Tax and Legal

Homestead: No HOA Fee: No Is Subject Leased: No New Buyer Fee: No Last Taxes: 8202 Last Tax Year: 2024 Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property. As Is: Yes

Contract Info

List Price/SqFt: 675.26 Status: Active List Date: 2025-11-03 List Price: $1,545,000 Current Price: $1,545,000

Location

Sub Area: 0323 - Beach - South of Grand Lagoon Community/Resort: Bel Air Waterfront: No Elementary School: Breakfast Point Middle School: Breakfast Point High School: Arnold Directions: Go east on Thomas Drive from Joan Ave. to Albacore and turn south toward beach. Property is on the corner of Albacore and Surf. Area: 03 - Bay County - Beach Street #: 8312 Street Name: Surf Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Subdivision: Bel Air Parcel ID: 30385-000-000 Legal Description: BEL AIR LOT 12 BLK 14 ORB 4308 P 997

General Property Info

Acreage: 0.13 Design: Beach House Lot Size (SqFt): 5500 Apx SqFt(Htd/Cooled): 2288 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Pre-Const Flip: No Lot Dimensions: 50x110 New Construction: No Garage Y/N: No Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 5 Full Baths: 3 Total Baths: 3 Year Built: 1980

Remarks & Misc

Remarks: Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

Dining Room

First: 1

Family Room

First: 1

Pool Features

Fiberglass: 1 Inground: 1 Spa/ Hot Tub: 1

Appliances

Cooktop - Electric: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven - Electric: 1 Range - Electric: 1 Range Hood: 1 Refrigerator: 1 Washer: 1 Water Heater - Electric: 1

Interior Features

Ceiling - Crwn Molding: 1 Converted Garage: 1 Floor - Vinyl Plank: 1 Kitchen Island: 1 Lighting - Recessed: 1 Lock Out Closet: 1 Window - Treatment All: 1

Construction/Siding

Brick: 1 Foundation - Slab on Grade: 1 Roof - Composite Shngl: 1

Exterior

Fenced Lot-All: 1 Shower: 1

Financing

Cash: 1 Conventional: 1

Furnished

Furnished: 1

Interior

Bunk Room: 1

Kitchen

First: 1

Lot Features

Corner Lot: 1 Near Beach Access: 1

Lot Access

City Street: 1

Parking Features

Oversized: 1 Paver Block: 1

Mstr Bath / Mstr Bdrm

MBath Shower Only: 1 MBed First Floor: 1 MBed Walk-in Closet: 1

Present Zoning

Resort: 1

Rooms

Bedroom: 1 Dining Room: 1 Family Room: 1 Kitchen: 1 Master Bedroom: 1

Utilities

TV Cable: 1 Electricity - Connected: 1 Garbage: 1 Internet - Broadband Available: 1 Lift Station: 1 Public Sewer - Connected: 1

Sale Type

As Is: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 Heat Pump: 1

Heating

Central: 1 Electric: 1 Heat Pump: 1

Property Features

Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Fenced Lot-All; Shower Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Kitchen: First Lot Features: Corner Lot; Near Beach Access Lot Access: City Street Dining Room: First Family Room: First Pool Features: Fiberglass; Inground; Spa/ Hot Tub Parking Features: Oversized; Paver Block Rooms: Bedroom; Dining Room; Family Room; Kitchen; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Lift Station; Public Sewer - Connected Present Zoning: Resort

Room Information

Master Bedroom Level: First Dimensions: 158 x 138 Length: 158.00 Width: 138.00 Dimensions: 158 x 138 Family Room Level: First Dimensions: 20 x 18 Length: 20.00 Width: 18.00 Dimensions: 20 x 18 Dining Room Level: First Dimensions: 239 x 112 Length: 239.00 Width: 112.00 Dimensions: 239 x 112 Kitchen Level: First Dimensions: 155 x 10 Length: 155.00 Width: 10.00 Dimensions: 155 x 10 Bedroom Level: First Dimensions: 124 x 129 Length: 124.00 Width: 129.00 Dimensions: 124 x 129
Listing Office: Lifes A Beach Real Estate, LLC
Last Updated: December - 12 - 2025
Information deemed reliable but not guaranteed.