5522 Thomas Drive, Panama City, FL 32408
$999,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
2,095
Lot Size (sq. ft.):
5,663
Status:
Active
Current Price:
$999,000
List Date:
3/17/2026
Last Modified:
4/06/2026
Description
Gulf-View Coastal Retreat | Prime Investment + Luxury Living
Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive.
Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes.
With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential.
Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews.
Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market.
Investment Highlights:
• Strong Airbnb / VRBO income potential
• Flexible lock-out floor plan for multiple revenue streams
• Gulf views + walkable beach access (premium nightly rates)
• Turnkey condition--ideal for immediate rental or personal use
• Located in a proven high-demand vacation rental corridor.
Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds.
(Buyer to verify all information and dimensions deemed important.)
More Information MLS# 786911
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 7430
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 476.85
Status: Active
List Date: 2026-03-17
List Price: $999,000
Current Price: $999,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Heading South on Thomas Drive from 98, cross the Grand Lagoon bridge by Captain Andersons. Follow Thomas Drive around to the West.
Area: 03 - Bay County - Beach
Street #: 5522
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Gulf Lagoon Beach
Parcel ID: 32363-000-000
Legal Description: GULF LAGOON BEACH LOT 3 BLK 16 ORB 4615 P 272
General Property Info
Acreage: 0.13
Design: Beach House
Lot Size (SqFt): 5663
Apx SqFt(Htd/Cooled): 2095
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 50 x 110
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2019
Remarks & Misc
Remarks: Gulf-View Coastal Retreat | Prime Investment + Luxury Living
Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive.
Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes.
With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential.
Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews.
Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market.
Investment Highlights:
• Strong Airbnb / VRBO income potential
• Flexible lock-out floor plan for multiple revenue streams
• Gulf views + walkable beach access (premium nightly rates)
• Turnkey condition--ideal for immediate rental or personal use
• Located in a proven high-demand vacation rental corridor.
Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds.
(Buyer to verify all information and dimensions deemed important.)
Balcony
Second: 1
Great Room
Second: 1
Pool Features
Spa/ Hot Tub: 1
Appliances
Bar Fridge: 1
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Interior Features
Floor - Vinyl Plank: 1
Guest Quarters: 1
Kitchen Island: 1
Lock Out Unit: 1
Exterior
Balcony: 1
Deck Open: 1
Fenced Back Yard: 1
Shower: 1
Patio Open: 1
Furnished
Furnished: 1
Lot Features
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Rooms
Balcony: 1
Great Room: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Master Bedroom
First: 1
Second: 1
Property Features
Appliances: Bar Fridge; Cooktop - Electric; Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator
Master Bedroom: First; Second
Exterior: Balcony; Deck Open; Fenced Back Yard; Shower; Patio Open
Furnished: Furnished
Lot Features: Near Beach Access; Within 1/2 Mile to Water
Lot Access: Paved Road
Balcony: Second
Great Room: Second
Pool Features: Spa/ Hot Tub
Rooms: Balcony; Great Room; Master Bedroom
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Room Information
Master Bedroom
Level: First
Dimensions: 17 x 15
Length: 17.00
Width: 15.00
Dimensions: 17 x 15
Master Bedroom
Level: Second
Dimensions: 15 x 12
Length: 15.00
Width: 12.00
Dimensions: 15 x 12
Great Room
Level: Second
Dimensions: 14 x 24
Length: 14.00
Width: 24.00
Dimensions: 14 x 24
Balcony
Level: Second
Dimensions: 24 x 10
Length: 24.00
Width: 10.00
Dimensions: 24 x 10
Listing Office:
Beachy Beach Real Estate
Last Updated: April - 06 - 2026
Information deemed reliable but not guaranteed.