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5310 Thomas Drive, Panama City Beach, FL 32408

$949,900
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,396 Lot Size (sq. ft.): 3,615 Status: Active
Current Price: $949,900 List Date: 9/16/2025 Last Modified: 4/12/2026

Description

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

More Information MLS# 779080

Listing Info, Tax and Legal

HOA Fee: No New Buyer Fee: No Last Taxes: 8284 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 396.45 Status: Active List Date: 2025-09-16 List Price: $949,900 Current Price: $949,900

Location

Sub Area: 0323 - Beach - South of Grand Lagoon Community/Resort: None Waterfront: No Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: Head West on Thomas Drive, at curve, just past the Schooners Parking lot, 3 - tall 3 story homes, it is the one in the middle, red roof. Area: 03 - Bay County - Beach Street #: 5310 Street Name: Thomas Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Subdivision: Gulf Lagoon Beach Parcel ID: 32377-010-000 Legal Description: GULF LAGOON BEACH SELY 16.55' OF LOT 8 & NWLY 16.45' OF LOT 7 BLK 18 AKA PCL ''B'' ORB 4460 P 818

General Property Info

Acreage: 0.08 Design: Beach House Lot Size (SqFt): 3615 Apx SqFt(Htd/Cooled): 2396 Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 2 Lot Dimensions: 110 x 33 New Construction: No Garage Y/N: No Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 5 Year Built: 2006

Remarks & Misc

Remarks: Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

Dining Room

First: 1

Pool Features

Fenced: 1 Heated - Electric: 1 Inground: 1 Saltwater: 1

Appliances

Cooktop - Electric: 1 Dishwasher: 1 Dryer: 1 Ice Maker: 1 Microwave: 1 Oven - Electric: 1 Range - Electric: 1 Refrigerator: 1 Washer: 1 Water Heater - Electric: 1

Interior Features

Breakfast Bar: 1 Floor - Hardwood: 1 Floor - Tile: 1 Floor - Vinyl Plank: 1 Lighting - Recessed: 1 Wet Bar: 1

Construction/Siding

Foundation - Slab on Grade: 1 Roof - Metal: 1 Siding - Hardie Board: 1

Exterior

Balcony: 1 Deck Covered: 1 Deck Open: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Patio Covered: 1 Patio Open: 1

Financing

Cash: 1 Conventional: 1 Other: 1

Furnished

Furnished: 1

Interior

Bonus Room: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Landscaped: 1 Near Beach Access: 1 Near Public Boat Ramp: 1 Sidewalk: 1 Survey Available: 1 Within 1/2 Mile to Water: 1

Parking Features

Driveway: 1 Oversized: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBed Balcony: 1 MBed First Floor: 1 MBed Walk-in Closet: 1 MBath Shower/Tub Combo: 1

Present Zoning

Resid Single Family: 1

Rooms

Bedroom: 1 Dining Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Utilities

Cable - Available: 1 Electricity - Connected: 1 Garbage: 1 Natural Gas - Available: 1 Internet - Broadband Available: 1 Public Sewer - Connected: 1 Public Water - Connected: 1

Waterview

Gulf: 1

Sale Type

As Is: 1

Master Bedroom

First: 1 Second: 1

Bedroom

Second: 1 Third: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Security Features

Fire Alarm: 1 Smoke Detector(s): 1

Property Features

Appliances: Cooktop - Electric; Dishwasher; Dryer; Ice Maker; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Electric Master Bedroom: First; Second Bedroom: Second; Third Cooling: Ceiling Fan(s); Central Air; Electric Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open Financing: Cash; Conventional; Other Furnished: Furnished Interior: Bonus Room Kitchen: First Living Room: First Lot Features: Landscaped; Near Beach Access; Near Public Boat Ramp; Sidewalk; Survey Available; Within 1/2 Mile to Water Dining Room: First Pool Features: Fenced; Heated - Electric; Inground; Saltwater Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Driveway; Oversized Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Broadband Available; Natural Gas - Available; Public Sewer - Connected; Public Water - Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Living Room Level: First Dimensions: 18 x 12 Length: 18.00 Width: 12.00 Dimensions: 18 x 12 Dining Room Level: First Dimensions: 12 x 8 Length: 12.00 Width: 8.00 Dimensions: 12 x 8 Kitchen Level: First Dimensions: 12 x 8 Length: 12.00 Width: 8.00 Dimensions: 12 x 8 Master Bedroom Level: First Dimensions: 15 x 14 Length: 15.00 Width: 14.00 Dimensions: 15 x 14 Master Bedroom Level: Second Dimensions: 22 x 12 Length: 22.00 Width: 12.00 Dimensions: 22 x 12 Bedroom Level: Third Dimensions: 18 x 12 Length: 18.00 Width: 12.00 Dimensions: 18 x 12 Bedroom Level: Second Dimensions: 18 x 12 Length: 18.00 Width: 12.00 Dimensions: 18 x 12
Listing Office: CENTURY 21 Ryan Realty Inc
Last Updated: April - 12 - 2026
Information deemed reliable but not guaranteed.