Reflections is THE luxury condo complex in the exclusive gated community of Bay Point. This outstanding furnished PENTHOUSE 1 bedroom unit boasts incredible unobstructed 180° views of the resort-style pool, Jack Nicklaus Golf Course, St. Andrews Bay, the Channel, and the Gulf. Watch all the ships and wildlife right from the balcony, couch, and kitchen! Natural light floods in from the floor to the higher 10' ceilings in the living room and the balcony! Enjoy the zero entry pool, separate heated pool and hot tub, along with fire pits & grills on property. Walk out to the beach and docks and enjoy the convenience of the restaurants on the adjacent property. Spacious floor plan with new Ceramic Tile Floors throughout, Quartz Countertops, remodeled bathroom with upgraded shower, beautiful breakfast bar, new upgraded cabinetry, and the Pantry/Laundry-Room has been custom expanded along with a brand new audio music system throughout the unit and balcony. Brand New Owners Lounge, and discounted access to the Serenity Spa located on property. The perfect seclusion in Bay Point - just minutes away from everything else Panama City has to offer. Insurance is INCLUDED in HOA along with water, gigabit internet and top-line cable. All insurance and HOA Covenants fully compliant with Florida's NEW ''Reserve'' requirements - no assessments on the horizon. Never been on the rental program (though rentals are allowed) - beautiful unit in excellent shape, with brand new HVAC, Water Heater, & XL Washer/Dryer along with numerous other improvements and upgrades. Seller is a licensed Florida Real Estate Broker - Buyer's Brokers will be protected!