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13657 Front Beach Road, Panama City Beach, FL 32413

$3,650,000
Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 3,990 Lot Size (sq. ft.): 8,240 Status: Active
Current Price: $3,650,000 List Date: 10/29/2025 Last Modified: 10/29/2025

Description

MAJOR PRICE CHANGE, JUST DROPPED 150,000! MOTIVATED SELLER, BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition,the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.

More Information MLS# 756138

Listing Info, Tax and Legal

Homestead: No HOA Fee: Yes HOA Amount: 1775 HOA Frequency: Quarterly HOA Annual Amount: 7100 Senior Community: No Is Subject Leased: No New Buyer Fee: Yes New Buyer Fee Amt: 5000 Brokerage Interest: No Interest As Is: No

Contract Info

List Price/SqFt: 914.79 Status: Active List Date: 2024-04-20 List Price: $3,650,000 Current Price: $3,650,000

Location

Sub Area: 0318 - Beach - Central South Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Hutchison Beach Middle School: Surfside High School: Arnold Directions: East from Pier Park on Front Beach Road to Margaritaville Resort. House is on Gulf, third one on right. Area: 03 - Bay County - Beach Street #: 13657 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32413 County: Bay Subdivision: Margaritaville Cottages Parcel ID: 34764-100-030 Legal Description: PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 1 ORB 4704 P 1401

General Property Info

Acreage: 0.19 Design: Beach House Lot Size (SqFt): 8240 Apx SqFt(Htd/Cooled): 3990 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Balcony SqFt: 360 Half Baths: 1 # of Stories in Building: 3 Lot Dimensions: 40x206 New Construction: Yes Garage Y/N: No Beach Frontage: 40 Covered Spaces: 2 Driveway Spaces: 3 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 6 Full Baths: 6 Total Baths: 7 Year Built: 2023

Remarks & Misc

Remarks: MAJOR PRICE CHANGE, JUST DROPPED 150,000! MOTIVATED SELLER, BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition,the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.

Balcony

Second: 1 Third: 1

Deck/Patio

First: 1

Dining Room

Second: 1

Great Room

Second: 1

Laundry

Second: 1

Pool Features

Gunite Concrete: 1 Heated - Gas: 1

Recreation Room

First: 1

Storage

First: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Instant Hot Water: 1 Microwave: 1 Oven - Convection: 1 Range - Electric: 1 Range Hood: 1 Refrigerator: 1 Washer: 1 Water Heater - Gas: 1 Water Heater - Tankless: 1

Interior Features

Breakfast Bar: 1 Ceiling - Beamed: 1 Closet Owner: 1 Elevator: 1 Floor - Vinyl Plank: 1 Inside Storage: 1 Kitchen Island: 1 Lighting - Recessed: 1 Pantry: 1 Wet Bar: 1 Window - Treatment All: 1 Woodwork Painted: 1

Construction/Siding

Foundation - On Piling: 1 Roof - Metal: 1 Siding - Hardie Board: 1 Trim - Hardie Board: 1

Exterior

Balcony: 1 Built-in Barbecue/Grill: 1 Deck Covered: 1 Deck Open: 1 Double Pane Windows: 1 Fenced Lot-Part: 1 Shower: 1 Patio Open: 1 Pool: 1 Porch Open: 1

Waterfront Feature

Waterfront Feet: 40'

Other Structures

Storage: 1

Association Fees Include

Accounting: 1 Game Room: 1 Ground Keeping: 1 Internet Service: 1 Management: 1 Master Association: 1 Recreational Faclty: 1 Trash Disposal: 1 TV Cable: 1 Water: 1 Water Park: 1

Financing

Cash: 1

Furnished

Furnished: 1

Interior

Bunk Hallway: 1 Insulated Doors: 1

Kitchen

Second: 1

Lot Features

Dedicated Beach: 1 Deeded Access: 1 Deeded Access Water: 1 Landscaped: 1 Waterfront: 1

Lot Access

City Street: 1 Paved Road: 1

Parking Features

Carport: 1 Carport Attached: 1 Driveway: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Shower Only: 1 MBed Balcony: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1

Present Zoning

City: 1 Resid Single Family: 1

Association Amenities

Beach: 1 Security-24 hour: 1 Water Park: 1 Waterfront: 1 Other - See Remarks: 1

Rooms

Balcony: 1 Bedroom: 1 Deck/Patio: 1 Dining Room: 1 Great Room: 1 Kitchen: 1 Laundry: 1 Master Bedroom: 1 Recreation Room: 1 Storage: 1

Utilities

All Utilities: 1 TV Cable: 1 Electricity - Connected: 1 Public Water - Connected: 1

Sale Type

As Is: 1

Waterfront Type

Gulf: 1

Master Bedroom

Third: 1

Bedroom

First: 1 Second: 1 Third: 1

Cooling

Ceiling Fan(s): 1 Heat Pump: 1 Multi Units: 1

Heating

Central: 1 Forced Air: 1

Security Features

Carbon Monoxide Detector: 1 Fire Alarm: 1 Fire Sprinkler System: 1 Smoke Detector(s): 1

Property Features

Appliances: Dishwasher; Disposal; Dryer; Freezer; Instant Hot Water; Microwave; Oven - Convection; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Gas; Water Heater - Tankless Master Bedroom: Third Bedroom: First; Second; Third Cooling: Ceiling Fan(s); Heat Pump; Multi Units Heating: Central; Forced Air Exterior: Balcony; Built-in Barbecue/Grill; Deck Covered; Deck Open; Double Pane Windows; Fenced Lot-Part; Shower; Patio Open; Pool; Porch Open Association Fees Include: Accounting; TV Cable; Game Room; Internet Service; Ground Keeping; Management; Master Association; Recreational Faclty; Trash Disposal; Water; Water Park Financing: Cash Furnished: Furnished Interior: Bunk Hallway; Insulated Doors Kitchen: Second Lot Features: Dedicated Beach; Deeded Access; Deeded Access Water; Landscaped; Waterfront Lot Access: City Street; Paved Road Balcony: Second; Third Dining Room: Second Great Room: Second Laundry: Second Pool Features: Gunite Concrete; Heated - Gas Recreation Room: First Security Features: Carbon Monoxide Detector; Fire Alarm; Fire Sprinkler System; Smoke Detector(s) Storage: First Parking Features: Carport; Carport Attached; Driveway Other Structures: Storage Association Amenities: Beach; Security-24 hour; Water Park; Waterfront; Other - See Remarks Rooms: Balcony; Bedroom; Deck/Patio; Dining Room; Great Room; Kitchen; Laundry; Master Bedroom; Recreation Room; Storage Sale Type: As Is Utilities: All Utilities; TV Cable; Electricity - Connected; Public Water - Connected Waterfront Type: Gulf Present Zoning: Resid Single Family

Room Information

Bedroom Level: First Dimensions: 11.25 x 12.5 Length: 11.25 Width: 12.50 Dimensions: 11.25 x 12.5 Remarks: with ensuite bath Recreation Room Level: First Dimensions: 25 x 15 Length: 25.00 Width: 15.00 Dimensions: 25 x 15 Remarks: with Wet Bar Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Remarks: with ensuite bath Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Remarks: with ensuite bath Great Room Level: Second Dimensions: 26 x 15 Length: 26.00 Width: 15.00 Dimensions: 26 x 15 Dining Room Level: Second Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Kitchen Level: Second Dimensions: 11 x 13 Length: 11.00 Width: 13.00 Dimensions: 11 x 13 Master Bedroom Level: Third Dimensions: 14 x 15 Length: 14.00 Width: 15.00 Dimensions: 14 x 15 Remarks: Gulf Front & Ensuite Bath Bedroom Level: Third Dimensions: 14 x 15 Length: 14.00 Width: 15.00 Dimensions: 14 x 15 Remarks: Gulf Front & Ensuite Bath Bedroom Level: Third Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Remarks: with Ensuite Bath Laundry Level: Second Dimensions: 5 x 9 Length: 5.00 Width: 9.00 Dimensions: 5 x 9 Remarks: side by side appliances Storage Level: First Dimensions: 6 x 7 Length: 6.00 Width: 7.00 Dimensions: 6 x 7 Remarks: exterior on carport Deck/Patio Level: First Dimensions: 25 x 16 Length: 25.00 Width: 16.00 Dimensions: 25 x 16 Remarks: with pool, beach entry Balcony Level: Second Dimensions: 25 x 8 Length: 25.00 Width: 8.00 Dimensions: 25 x 8 Remarks: opens from living area Balcony Level: Third Dimensions: 25 x 8 Length: 25.00 Width: 8.00 Dimensions: 25 x 8 Remarks: opens from Bedrooms
Listing Office: Beach Time Realty, Inc
Last Updated: October - 29 - 2025
Information deemed reliable but not guaranteed.