Our credit card system is down. We are actively working on this issue. If you would like to make a reservation please call 850-234-7151 9 am - 4 pm OR email us with your contact info, unit and dates. We will get a block in for you until we can resolve this!

logo ×

  • This field is for validation purposes and should be left unchanged.

12011 Front Beach Road 1004B, Panama City Beach, FL 32407

$445,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,076 Status: Active
Current Price: $445,000 List Date: 2/10/2026 Last Modified: 5/14/2026

Description

Enjoy stunning Gulf-front living with a true Gulf-front primary bedroom and gorgeous views from the living room, dining area, and kitchen. This charming condo is perfectly positioned on an ideal floor height to fully capture sweeping views of the Emerald Coast's sugar-white sands and emerald-green waters. Sterling Reef offers a prime Panama City Beach location just steps from Shipwreck Island Water Park and within walking distance to the fishing pier. The resort features outstanding amenities including a bi-level Gulf-front pool (heated seasonally), a fitness center overlooking the pool and beach, a terrace grilling area, an Owner's Lounge with flat-screen TV, and convenient covered parking located directly beneath the building. Whether you're searching for a personal beach getaway or a strong rental investment, this super cute condo is a must-see. Call today to make it yours!

More Information MLS# 784981

Contract Info

List Price/SqFt: 413.57 Status: Active List Date: 2026-02-10 List Price: $445,000 Current Price: $445,000

Location

Unit #: 1004B Sub Area: 0318 - Beach - Central South Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Hutchison Beach Middle School: Surfside High School: Arnold Directions: Go East from Pier Park and next to County Pier. Area: 03 - Bay County - Beach Street #: 12011 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32407 County: Bay Subdivision: Sterling Reef Parcel ID: 34809-610-067 Legal Description: STERLING REEF UNIT 1004 TYPE B ORB 2578 P 120 ORB 3798 P 672 ''ARUBA'' 2BD/2BTH . 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC

General Property Info

Floor Number: 14 Design: High-Rise (8+ floors) Apx SqFt(Htd/Cooled): 1076 Construction Status: Construction Complete SqFt Source: Prop App Site Lot Dimensions: Gulf Front Condo New Construction: No Garage Y/N: No Pool: Yes Pool Type: Community Sub-Type: Condominium Bedrooms: 2 Full Baths: 2 Total Baths: 2 Year Built: 2005

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 977 HOA Frequency: Monthly HOA Annual Amount: 11724 New Buyer Fee: No Last Taxes: 5454 Last Tax Year: 2025 Brokerage Interest: No Interest Condo Doc: Yes

Remarks & Misc

Remarks: Enjoy stunning Gulf-front living with a true Gulf-front primary bedroom and gorgeous views from the living room, dining area, and kitchen. This charming condo is perfectly positioned on an ideal floor height to fully capture sweeping views of the Emerald Coast's sugar-white sands and emerald-green waters. Sterling Reef offers a prime Panama City Beach location just steps from Shipwreck Island Water Park and within walking distance to the fishing pier. The resort features outstanding amenities including a bi-level Gulf-front pool (heated seasonally), a fitness center overlooking the pool and beach, a terrace grilling area, an Owner's Lounge with flat-screen TV, and convenient covered parking located directly beneath the building. Whether you're searching for a personal beach getaway or a strong rental investment, this super cute condo is a must-see. Call today to make it yours!

Pool Features

Heated - Electric: 1 Inground: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Oven - Electric: 1 Washer/Dryer Stacked: 1

Interior Features

Breakfast Bar: 1 Split Bedroom: 1 Window - Treatment All: 1

Exterior

Balcony: 1

Association Fees Include

BBQ Pit/Grill: 1 Beach: 1 Community Room: 1 Dumpster: 1 Exercise Room: 1 Insurance: 1 Internet-WiFi: 1 Master Association: 1 Pest Control: 1 Pool: 1 Sewer: 1 Trash Disposal: 1 TV Cable: 1 Water: 1 Whirlpool: 1

Financing

Cash: 1 Conventional: 1

Furnished

Furnished: 1

Living Room

First: 1

Lot Features

Waterfront: 1

Lot Access

Paved Road: 1

Parking Features

Garage Attached: 1 Paved: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBed Balcony: 1 MBed Waterfront: 1

Present Zoning

Resort: 1

Association Amenities

BBQ Pit/Grill: 1 Beach: 1 Community Room: 1 Elevators: 1 Exercise Room: 1 Pool: 1 Waterfront: 1

Rooms

Bedroom: 1 Living Room: 1 Master Bedroom: 1

Utilities

Electricity - Connected: 1 Public Sewer - Connected: 1 Public Water - Connected: 1

Waterview

Gulf: 1

Sale Type

As Is: 1

Waterfront Type

Gulf: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Central: 1 Electric: 1

Security Features

Fire Alarm: 1 Fire Sprinkler System: 1

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Washer/Dryer Stacked Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Insurance; Internet-WiFi; Master Association; Pest Control; Pool; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Living Room: First Lot Features: Waterfront Lot Access: Paved Road Pool Features: Heated - Electric; Inground Security Features: Fire Alarm; Fire Sprinkler System Parking Features: Garage Attached; Paved Association Amenities: BBQ Pit/Grill; Beach; Community Room; Elevators; Exercise Room; Pool; Waterfront Rooms: Bedroom; Living Room; Master Bedroom Sale Type: As Is Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resort

Room Information

Bedroom Level: First Dimensions: 10 x 10 Length: 10.00 Width: 10.00 Dimensions: 10 x 10 Master Bedroom Level: First Dimensions: 17 x 11 Length: 17.00 Width: 11.00 Dimensions: 17 x 11 Living Room Level: First Dimensions: 18 x 15 Length: 18.00 Width: 15.00 Dimensions: 18 x 15
Listing Office: Keller Williams Success Realty
Last Updated: May - 14 - 2026
Information deemed reliable but not guaranteed.