1164 Cove Pointe Drive, Panama City, FL 32401
$2,449,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
3,574
Lot Size (sq. ft.):
24,394
Status:
Active
Current Price:
$2,449,000
List Date:
6/09/2025
Last Modified:
10/29/2025
Description
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.
More Information MLS# 774663
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 776
HOA Frequency: Annually
HOA Annual Amount: 776
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 16092
Last Tax Year: 2024
Lot: 6
Brokerage Interest: Owner Outside Licensee - Owner is a licensed real estate broker or salesperson.
As Is: Yes
Condo Doc: No
Contract Info
List Price/SqFt: 685.23
Status: Active
List Date: 2025-06-10
List Price: $2,449,000
Current Price: $2,449,000
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Headed South on Martin Luther King Jr Blvd, left onto Bus 98, right onto E Fourth st, becomes Mercedes, left onto E Third Ct, enter into Cove Pointe, take a right and follow circle, pass round about and home is on the right.
Area: 02 - Bay County - Central
Street #: 1164
Street Name: Cove Pointe
Street Suffix: Drive
State: FL
Zip Code: 32401
County: Bay
Subdivision: Cove Pointe
Parcel ID: 21267-106-000
Legal Description: COVE POINTE LOT 6 ORB 4506 P 176
General Property Info
Acreage: 0.56
Design: West Indies
Lot Size (SqFt): 24394
Apx SqFt(Htd/Cooled): 3574
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Pre-Const Flip: No
Lot Dimensions: Irregular
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Covered Spaces: 3
Driveway Spaces: 4
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 4
Total Baths: 4
Year Built: 2023
Remarks & Misc
Remarks: Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.
Den
First: 1
Dining Room
First: 1
Great Room
First: 1
Other
First: 1
Pool Features
Gunite Concrete: 1
Heated - Gas: 1
Inground: 1
Infinity: 1
Spa/ Hot Tub: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
ENERGY STAR Qualified Appliances: 1
Instant Hot Water: 1
Microwave: 1
Oven - Convection: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Gas: 1
Water Heater - Tankless: 1
Interior Features
Ceiling - Beamed: 1
Ceiling - Vaulted: 1
Floor - Hardwood: 1
Floor - Tile: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Window - Treatment Some: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Roof - Gutters: 1
Roof - Membrane: 1
Siding - Hardie Board: 1
Siding - Stucco: 1
Exterior
Summer Kitchen: 1
Porch Covered: 1
Sprinkler System: 1
Waterfront Feature
Shore - Natural: 1
Waterfront Feet: 154
Association Fees Include
Dock: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Interior
Bonus Room: 1
Floor - Carpet: 1
Smart Thermostat: 1
Lot Features
Covenants & Rescrictions: 1
Landscaped: 1
Sloping: 1
Topographical Survey: 1
Waterfront: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Den: 1
Dining Room: 1
Great Room: 1
Master Bedroom: 1
Other: 1
Showing
ShowingTime: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Garbage: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Sale Type
As Is: 1
Waterfront Type
Bayou w/ Gulf Access: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
ENERGY STAR Qualified Equipment: 1
Gas: 1
Multi Units: 1
Zoned: 1
Heating
Central: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Instant Hot Water; Microwave; Oven - Convection; Range Hood; Refrigerator; Washer; Water Heater - Gas; Water Heater - Tankless
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; ENERGY STAR Qualified Equipment; Gas; Multi Units; Zoned
Heating: Central
Exterior: Summer Kitchen; Porch Covered; Sprinkler System
Association Fees Include: Dock
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Bonus Room; Floor - Carpet; Smart Thermostat
Lot Features: Covenants & Rescrictions; Landscaped; Sloping; Topographical Survey; Waterfront
Lot Access: Paved Road
Den: First
Dining Room: First
Great Room: First
Other: First
Pool Features: Gunite Concrete; Heated - Gas; Inground; Infinity; Spa/ Hot Tub
Security Features: Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Rooms: Bedroom; Den; Dining Room; Great Room; Master Bedroom; Other
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Broadband Available; Natural Gas - Connected; Public Sewer - Connected
Waterfront Type: Bayou w/ Gulf Access
Waterfront Feature: Shore - Natural
Present Zoning: Resid Single Family
Room Information
Master Bedroom
Level: First
Dimensions: 19 x 14.11
Length: 19.00
Width: 14.11
Dimensions: 19 x 14.11
Bedroom
Level: First
Dimensions: 12.4 x 13.4
Length: 12.40
Width: 13.40
Dimensions: 12.4 x 13.4
Bedroom
Level: First
Dimensions: 13.3 x 13.4
Length: 13.30
Width: 13.40
Dimensions: 13.3 x 13.4
Bedroom
Level: First
Dimensions: 14 x 19.7
Length: 14.00
Width: 19.70
Dimensions: 14 x 19.7
Remarks: Bedroom or Flex Space
Den
Level: First
Dimensions: 14 x 12
Length: 14.00
Width: 12.00
Dimensions: 14 x 12
Great Room
Level: First
Dimensions: 21.1 x 18.8
Length: 21.10
Width: 18.80
Dimensions: 21.1 x 18.8
Dining Room
Level: First
Dimensions: 13.11 x 18.11
Length: 13.11
Width: 18.11
Dimensions: 13.11 x 18.11
Other
Level: First
Dimensions: 12.8 x 18
Length: 12.80
Width: 18.00
Dimensions: 12.8 x 18
Remarks: Lanai
Other
Level: First
Dimensions: 25.1 x 13.3
Length: 25.10
Width: 13.30
Dimensions: 25.1 x 13.3
Remarks: Cabana
Listing Office:
Coldwell Banker Realty
Last Updated: October - 29 - 2025
Information deemed reliable but not guaranteed.